Self-hosted personal finance with a local AI advisor, bank sync, anomaly detection, and ML-powered categorization. Everything runs on your hardware.
No account needed. No cloud. Just docker compose up
17 modular features. Enable what you want, disable what you don't.
Chat with Phi-4, Mistral, Llama, DeepSeek, or Qwen running on your hardware via Ollama. Get spending analysis and budget insights.
AI features are for informational and educational purposes only — not financial advice.
Auto-import from 200+ banks via SimpleFin. Staged review — nothing enters your ledger without your approval.
Modified Z-score on trailing 12-month category spending catches overspending before it becomes a problem.
Per-user TF-IDF + LogisticRegression that retrains as you approve suggestions. Gets smarter the more you use it.
Composite 0-100 index from savings rate, budget adherence, spending trend, emergency fund, and diversity. Letter grades A–F.
Automatically detect subscriptions and recurring charges. Catch price hikes and see your true annual cost.
Set targets with deadlines and track progress. Visual indicators show if you're on pace.
Pie charts by category, section, or merchant with drill-down analytics. See where every dollar goes.
SQLite on your machine. No cloud, no telemetry, no tracking. Your financial data never leaves your hardware.
Install Finsava on your phone or desktop as a Progressive Web App. Full offline-capable experience.
Get alerted when you overspend a budget, a subscription raises its price, or you hit a savings goal milestone.
Share read or read-write access with a partner. Each person sees the same data with granular permissions.
30-60 day cashflow projections with 80% confidence intervals. Year-over-year comparison and income stability analysis.
Features you won't find anywhere else — especially not for free.
| Capability | Finsava Free | YNAB $15/mo | Monarch $10/mo | Actual Budget Free |
|---|---|---|---|---|
| Local AI Advisor | ✓ | — | — | — |
| Anomaly Detection | ✓ | — | — | — |
| Financial Health Score | ✓ | — | — | — |
| Modular Features (17) | ✓ | — | — | — |
| Per-User ML Categorization | ✓ | — | — | — |
| Self-Hosted | ✓ | — | — | ✓ |
| Bank Sync | ✓ | ✓ | ✓ | ✓ |
| Docker Deployment | ✓ | — | — | ✓ |
| Self-Hosted Option | ✓ | — | — | ✓ |
No sign-ups, no credit cards, no cloud accounts.
One command gets you the full stack — backend, frontend, and local AI.
docker compose up -dRegister locally. Your credentials are hashed with bcrypt and stored in your SQLite database.
Upload a CSV from your bank or connect via SimpleFin for automatic sync. Pick your features and start tracking.
Production-grade stack you can trust.
Your financial data deserves the highest level of protection. Finsava is built with privacy as an architectural principle, not an afterthought.
Self-hosted deployments keep your database on your own hardware. No cloud sync unless you choose Finsava Cloud.
No analytics, no tracking cookies, no data collection. The self-hosted version makes zero network calls home.
AI advisor runs on your hardware via Ollama. Your financial conversations never leave your machine.
Join the waitlist to be notified when Finsava Cloud is available.