Blog
Practical writing on budgeting, retirement planning, and working out when you can afford to stop working.
Finsava Is Live: What You Get, and What We Have Not Built Yet
Finsava is live as a closed pilot. What you get free, what Pro adds, and the things we have deliberately not switched on yet.
The FIRE Dashboard That Models Your Actual Life (Not Just 4% of Your Expenses)
A deep dive into Finsava's FIRE Dashboard: 1,000-simulation Monte Carlo, guardrails withdrawals, 40-year retirement survival, 4 historical stress tests, and a kids impact scenario.
Guardrails vs the 4% Rule: The Withdrawal Strategy That Raises Success Rates
The 4% rule has an 86% survival rate over 40 years. A guardrails strategy on the same portfolio can hit 95%+ by adjusting spending to market conditions. Here's the math.
Finsava vs YNAB: An Honest Comparison
YNAB is the gold standard for envelope budgeting. Finsava is built for people who want AI-driven insights, FIRE planning, and privacy. Here's a factual head-to-head.
Finsava vs Monarch Money: The FIRE-Focused Alternative
Monarch Money is the popular Mint replacement. Finsava is the FIRE-focused alternative with Monte Carlo simulations and local AI. A factual side-by-side.
Finsava vs Empower: Free Isn't Really Free
Empower (formerly Personal Capital) is a popular free retirement tracker — because it's a lead generator for their wealth management business. Here's what that costs you.
Why Your FIRE Calculator Is Wrong (And How 1,000 Monte Carlo Simulations Fix It)
Most FIRE calculators use a single growth rate. Real markets don't work that way. See how Monte Carlo simulation gives you a realistic range of retirement outcomes.
Budget Visualization That Makes YNAB Look Like a Spreadsheet
Interactive bar charts, donut views, YTD sparklines, and 4 AI budget profiles. A side-by-side look at how Finsava reimagines budget visualization.
Finsava vs Copilot Money: An Honest Comparison
A detailed, factual comparison of pricing, features, bank sync, AI categorization, FIRE planning, and more. Same price, different strengths.