Simple, transparent pricing

Start free with core budgeting or unlock the full FIRE planning suite with Pro. No hidden fees, cancel anytime.

Free

$0/forever

Core budgeting, bank sync, and smart categorization. No credit card required.

  • Budget planning
  • Bank sync via SimpleFin (200+ banks)
  • Auto-categorize (ML-powered)
  • AI insights (Gemma, local)
  • Spending reports
  • Subscriptions & recurring detection
  • Smart notifications
  • CSV import
  • Email support
Join Waitlist
Most Popular

Pro

$9.99/mo

Full suite with AI assistant, financial planning, and investment tracking.

  • Everything in Free, plus:
  • Plaid bank sync (12,000+ institutions)
  • AI Assistant (Claude, cloud)
  • FIRE Planning Lab (5 withdrawal strategies, goal recommender)
  • Retirement spending smile & Social Security modeling
  • Historical backtest (S&P 500 from 1871)
  • Savings goals & debt payoff strategy
  • Net worth tracking
  • Forecasting & analytics
  • Investment tracking
  • Multi-currency (18 currencies)
  • Merchant cleanup & filter rules
  • Priority support
Join Waitlist

Frequently asked questions

What does Pro add over Free?

Pro unlocks the full suite: Plaid bank sync (12,000+ institutions), Claude AI assistant, financial planning tools (FIRE Planning Lab, savings goals, debt payoff), investment tracking, net worth tracking, forecasting and analytics, multi-currency support (18 currencies), and merchant cleanup. Free covers core budgeting with SimpleFin bank sync and local Gemma AI insights; Pro is the complete financial toolkit.

Can I switch between tiers?

Yes. Your data format is the same across all tiers. Upgrading instantly unlocks the additional features, and you can downgrade at any time.

When will Free and Pro launch?

Both tiers will be available at launch. Join the waitlist for early access — no credit card required. Free is $0 forever; Pro is $9.99/mo with a 14-day free trial.